This page explains, without hedging, how RoadLoansApp makes money and how that could influence what you see here. We publish it as a standalone page because financial sites owe their readers exactly this clarity.
How We Make Money
RoadLoansApp is a loan connection and comparison service, not a lender. When you submit a request through this site, we transmit it to participating lenders, and when a connection results in a funded loan, the lender pays us a fee. That fee is our revenue model in its entirety: we charge borrowers nothing, at any stage, ever. The service is free to you because lenders pay for introductions to qualified applicants — the same model most comparison sites in insurance, travel, and lending use, stated here plainly.
How Compensation Can Affect What You See
Compensation can influence which lenders participate in our network, and therefore which offers you receive through us — our network is not the entire market, and offers available elsewhere may be better or worse than those you see here. Compensation does not influence our editorial content: the rate bands, cost tables, warnings, and advice across this site are written to be accurate whether or not you ever apply, and several of our guides explicitly describe situations where not borrowing, or borrowing elsewhere, is the better choice. Where we profile specific lenders, as on the Compare Lenders page, the profiles are descriptive rather than ranked, and inclusion there is editorial, not paid placement.
Lending Disclosure
RoadLoansApp does not make credit decisions, originate loans, set rates or terms, or hold or transmit loan funds. All credit decisions are made by the lender reviewing your request, and your loan agreement is with that lender alone. APR, fees, terms, and approval depend on the lender and your profile; the figures on this site are estimates and illustrations, always superseded by a lender's actual disclosure. Representative example: a $2,000 personal loan repaid over 24 months at 24% APR carries an estimated payment of about $105.75 per month; your terms may differ. Personal loan APRs through participating lenders generally range from about 8% to 36%; loans are subject to state availability and lender licensing.
Questions
If anything here is unclear, email [email protected] and ask. Related reading: our Privacy Policy covers how your information moves through this model, and How It Works shows where lender relationships sit in the process timeline.